Hello. My specialty is focusing on YOUR Financial needs. Financial Planner/Business Owner for 20 years. CPA,PFS,QFP,GMMA.
I hate to be the bearer of bad news. The sad answer is no.
I disagree and on a personal level believe you absolutely deserve to get paid. However SS will not do that. The same is the answer about your sister.
Last week I had an 87 year old woman who should have started collecting her spousal benefit 21 years ago. SS agreed she was entitled but they will not do it retroactive
(252,000). They are a tough agency.
What also makes it worse (sharing bad news) is that sometimes people get so angry they react emotionally and rate my service as bad.
The reality is that the answer to your question is very straightforward.
I wish I was able to supply a different answer, one along the lines you were probably hoping for but the facts are the facts.