Thank you for your question. My name is XXXXX XXXXX I will be happy to help you today
How are you doing?
Fine, thank you. Youself?
How old was your wife when she started drawing a benefit?
Okay. She drew her benefit early, and as such would not be eligible for 1/2 of your benefit. Her benefit would be more like 35% of yours. The 50% benefit is only once you reach full retirement age. Not if you draw your retirement before.
Is there anything else I can help you with today?
If not, please rate me positive so that I can receive credit for assisting you today