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Youi are correct that your wife would be able to draw a benefit off your record as early as age 62, however she cannot draw the spousal benefit and then allow her own benefit to grow
If she takes the spousal benefit early, her own benefit is forever reduced so there's no incentive to do this
If your amount is $1,420 your wife would get roughly 35% of that at age 62 and 50% of that at age 66
Ok. That's a good answer and what i needed to know Megan, thanks.
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Will do. I can print this exchange can't I?
Yes, you can - using your browser's print function
Thanks and have a nice day.