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Ask Megan C Your Own Question
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16559
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I understand my husband is entitled to half of my social security

This answer was rated:

I understand my husband is entitled to half of my social security but but is only received his own which is lower than half of mine. How can I check this out?

Megan C :

I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.

Megan C :

How are you today?

Megan C :

How old was your husband when he first filed for social security?

Customer:

63

Megan C :

Okay, then he would not get a full 1/2 of your benefit

Megan C :

His benefit would be more like 35% of your benefit

Megan C :

if he took the spousal benefit

Customer:

why because he should have waited until he was older to apply for SS?

Megan C :

If he waited until age 66 he would get a full 50%

Customer:

and that will stay the same when he reaches 66?

Megan C :

That is correct, the reduction is permanent

Customer:

Is 35% of mine in addition to what he is able to collect? Sorry just trying to make sure I understand. Just seems like he is collecting a small amount.

Megan C :

No, he can draw his own amount, or 35% of yours, whichever is greater

Customer:

Thank you very much

Megan C :

You're welcome

Megan C :

If there's nothing else I can assist you with, please rate my response as "excellent" so that i may receive credit for assisting you today

Megan C and other Social Security Specialists are ready to help you
Thanks, Linda for your positive rating. Please come back and visit me for any of your tax, finance, or social security needs. It was a pleasure working with you today.