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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 14037
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I understand my husband is entitled to half of my social security

Resolved Question:

I understand my husband is entitled to half of my social security but but is only received his own which is lower than half of mine. How can I check this out?
Submitted: 10 months ago.
Category: Social Security
Expert:  Megan C replied 10 months ago.

Megan C :

I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.

Megan C :

How are you today?

Megan C :

How old was your husband when he first filed for social security?

Customer:

63

Megan C :

Okay, then he would not get a full 1/2 of your benefit

Megan C :

His benefit would be more like 35% of your benefit

Megan C :

if he took the spousal benefit

Customer:

why because he should have waited until he was older to apply for SS?

Megan C :

If he waited until age 66 he would get a full 50%

Customer:

and that will stay the same when he reaches 66?

Megan C :

That is correct, the reduction is permanent

Customer:

Is 35% of mine in addition to what he is able to collect? Sorry just trying to make sure I understand. Just seems like he is collecting a small amount.

Megan C :

No, he can draw his own amount, or 35% of yours, whichever is greater

Customer:

Thank you very much

Megan C :

You're welcome

Megan C :

If there's nothing else I can assist you with, please rate my response as "excellent" so that i may receive credit for assisting you today

Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 14037
Experience: Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
Megan C and other Social Security Specialists are ready to help you
Expert:  Megan C replied 10 months ago.
Thanks, Linda for your positive rating. Please come back and visit me for any of your tax, finance, or social security needs. It was a pleasure working with you today.

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