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you can either create a LLC and have the money go into the corporation, or have any business income go to your spouse,
you can also give yourself a salary limiting it to the earnings threshold and send the rest to your spouse.
as long as you are not over the earnings penalty
consider changing ownership now,
so there is no issue later with the social security office stating you made the change to avoid the penalty,
It would be best to wait till age 66, as you will not have any penalty,
taking at age 62, creates a permanent 35% early penalty
is this monthly?
that is a large amount of money,
I do not see why he needs to take social security early,
but if that is what he wants to do,
consider having income from the business not go to him directly, as he would face an earnings penalty,
if the business income can go to your name or your son, that is better,
and business income,
pension income is not looked at
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