I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
How are you today?
How old was your wife when she started to draw benefits?
I'm 88. She thinks she was 65
Okay so she was full retirement age, not early
How old is she now?
She is 84
Okay so she was full retirement age
Did she request a spousal benefit, or did she draw off her own account?
she thinks she drew off her own account.
Okay then, she needed to request a spousal benefit
If she requests the spousal benefit, she gets 1/2 of yours
She can go and change that now.
But, they will only apply retroactive for up to 6 months
she can't go all the way back to 65 unfortunately
How is this done?
You can call 1-800-772-1213 or visit your local social security office
Is more info needed or are we finished?
That's up to you. Did you have any further questions today?
Thanks...we'll follow through.
Okay great. Is there anything else that I can assist you with today?
No, thank you.
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