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Ask Megan C Your Own Question
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16559
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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Im told my wife should receive benefits equal to 1/2 of mine.

This answer was rated:

I'm told my wife should receive benefits equal to 1/2 of mine. If this is correct she has been short changed for years! Please clarify.

Megan C :

I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.

Megan C :

How are you today?

Megan C :

How old was your wife when she started to draw benefits?

Customer:

I'm 88. She thinks she was 65

Megan C :

Okay so she was full retirement age, not early

Megan C :

How old is she now?

Customer:

She is 84

Megan C :

Okay so she was full retirement age

Megan C :

Did she request a spousal benefit, or did she draw off her own account?

Customer:

she thinks she drew off her own account.

Megan C :

Okay then, she needed to request a spousal benefit

Megan C :

If she requests the spousal benefit, she gets 1/2 of yours

Megan C :

She can go and change that now.

Megan C :

But, they will only apply retroactive for up to 6 months

Megan C :

she can't go all the way back to 65 unfortunately

Customer:

How is this done?

Megan C :

You can call 1-800-772-1213 or visit your local social security office

Customer:

Is more info needed or are we finished?

Megan C :

That's up to you. Did you have any further questions today?

Customer:

Thanks...we'll follow through.

Megan C :

Okay great. Is there anything else that I can assist you with today?

Customer:

No, thank you.

Megan C :

If not, please rate my response as "excellent" so that I may receive credit for assisting you today

Megan C :

You're welcome :-)

Megan C :

The rating feature is located along the bottom of your screen. 5 stars or smileys gives me full credit.

Megan C and other Social Security Specialists are ready to help you
Thanks, Sherman for your positive rating. Please come back and visit me any time you have a tax question that needs answered. It was a pleasure working with you today.