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I'm afraid you cannot use SS income as a down payment on a home, or assign it in any way.
Under the law, the money will be there, but you cannot predecide that you will start taking it at a specified age, nor can you assign or encumber the income.
can i barrow against it ?
i'm going through a chapter 7 and trying to get back on my feet again
In general, no. In theory, you could borrow against it, but you could not assign it to the lender, so it seems unlikely.
do i get charged for each question that i ask you?
You only get charged when you rate an answer or conversation; I consider all of this one question and clarification, so far.
I'll let you know when I consider it a new question.
hey thanks for all your help