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I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
How are you today?
I would FAASF the month you turn 66. You do not have to wait until a full year has been completed to draw.
Allow your own benefit to reach its maximum at age 70.
would you recommend that even if I was to retire within the next 2 yrs and not at 70?
If your health is good, then I would suggest taking FAASF and allowing your own benefit to grow to its max
That makes sense, but while working I was going to use my benefits, not my wife's, to help reduce debt before I retire
It all depends on your personal circumstance. To maximize total dollars received from social security, FAASF is a good tool.
Ok thanks. i realize its a bit of a crap shoot. One lact ?..Is this decision to accept faasf reversible?
Yes, it is. You can at any time stop drawing your spousal benefit and start using your own
Ok great! Thanks for your help.
You're welcome. If you would, please take a moment to rate my response as 'excellent" so that I may receive credit for assisting you today
not a problem!