Ask a Social Security Question, Get an Answer ASAP!
I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
How are you today?
I'm sorry to hear your social security number has been compromised.
First thing you need to do is put a fraud alert on your credit file. You can do this by calling each credit reporting agency
Then, order your credit reports and check for accounts that you did not open and activity that you are not responsible for. File disputes accordingly.
File a police report in the city in which the identity theft took place.
Then, file a complaint with the FTC by calling 1-877-438-4338
These are the steps outlined by social security in their link, HERE
Is this all I have to do? or is there something else. Do I keep checking and paying the credit agencies ad infinitum? Who knows who will end up with it and when something could happen.
When you put the fraud alert on your credit report, you will have to confirm with the credit agency each time you try to open up credit
so it stops accounts from being added without your knowledge.
You should check your credit report for the next few months to see if there is new accounts or anything suspicious
Thank you. Anything that has to go through these agencies will be stopped if I don't approve it?
They should be. They have to voice verify with you
So, like if you're at a store trying to open a credit card, it won't go right through
They would have to call, verify your identity, etc
I hope there are no loopholes for someone to get through.
Nothing is perfect, but it should be extremely difficult to get anything through. I would just check your credit report quarterly for a couple of years just to verify that nothing has gone on your credit that you did not okay
After a couple of years, you're in the safe zone.
thank you very much. Although, it was compromised on line so I wonder about that.
Is there anything else I can help you with today?
the fact that it was on line-- does it present another problem?
No, it does not. It's the same as if someone were to get your social security number off a piece of paper.
They can do the same damage.
Do you have any further questions?