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retirementlawyer
retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 15590
Experience:  13 years experience in social security
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My wife 65 years old. She getting $500 Social Security (After

Customer Question

My wife 65 years old. She getting $500 Social Security (After Medicare subtract) She has paid off apartment and car. In case of divorce is it possible that her SS will be increased? She has been working in USA more than 20 Years!
Submitted: 9 months ago.
Category: Social Security
Expert:  retirementlawyer replied 9 months ago.

retirementlawyer :

Hello and welcome. My name isXXXXX am a Licensed practicing attorney and my goal is to provide you with excellent service today.

retirementlawyer :

Her social security would only increase if she applies for benefits on her own record, and that benefit is higher then her current benefit.

retirementlawyer :

As a divorced spouse, she can still obtain benefits based on her ex husband, or based on her own benefit.

retirementlawyer :

Her benefit will not decrease if divorced, however she does not receive an automatic benefit increase.

retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 15590
Experience: 13 years experience in social security
retirementlawyer and 2 other Social Security Specialists are ready to help you
Expert:  retirementlawyer replied 9 months ago.
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Customer: replied 9 months ago.

What does "her own benefits' or "her ex husband benefit" mean. What is the different?

Expert:  retirementlawyer replied 9 months ago.
When a married person applies for social security they can apply for benefits based on their own work history or their spouses,when they apply the first time the social security office see which payment is higher and gives them that benefit.

So if she applied for benefits based on her spouses record, when she is divorced she can apply for benefits based on her own work record, and she may have an increase as her own work history record may be better than her spouse.
Customer: replied 9 months ago.

She applied 2 years ago based on both income (I am still working and will continue to work...) If we get divorce and she will apply on benefit on her own work history , is retirement formula different? Is it possible that she will receive more even of course her income twice less than my?

Expert:  retirementlawyer replied 9 months ago.
she may receive a higher amount as a spousal benefit is 50% of the husbands amount, so even if she earned less, since she will not have the 50% reduction, it may be higher.
retirementlawyer, Tax Attorney
Category: Social Security
Satisfied Customers: 15590
Experience: 13 years experience in social security
retirementlawyer and 2 other Social Security Specialists are ready to help you
Customer: replied 9 months ago.

Thank You!

Expert:  retirementlawyer replied 9 months ago.
good luck.

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