Hi, thank you for your inquiry and requesting me. I recall your previous question. Let see here...
Medicaid uses something called the "name on the check" rule to determine the income of each spouse of a married couple. Yes, it is pretty much, if it comes in your name, it is yours. Combine that with the deemed income rule, it can then be attributed to a spouse somewhat.
Since my husband will be the one receiving social security retirement benefits, will my medicaid be safe? That will depend on if your new income level, as spouses, rises above the limit set by your jurisdiction. You Medicaid levels are set by your state, and your county office will have information on that. However, if you are over 65, you can likely get Medicare (which comes with a premium, even though majorly smaller than what you'd pay on the commercial market if it wasn't through Medicare)... although Medicaid was "free", sometimes, Medicaid, if you are eligible through their current program's income limite, will still give you medicaid but, even better, Medicaid will PAY for your Medicare premium. By doing so, the state medicaid system actually saves money, because your bulk is then covered by federal Medicare. Of course, this STILL depends on that income limit, so you need to find that out.
They said something about this when I called them but I didn't understand about "deemer" or deemed" me. Basically, when we are in a marriage, unless living apart and estranged, provable so without supporting each other, our money is joint. So if your marital money income changes, yes, you can become ineligible for Medicaid if it is too hight. The income limits vary from state to state, so you will want to inquire of your particular jurisdication/your county office - they may have a website that explains it also, so look for that as well.
Got the letter from DSS saying that my husband must cooperate and apply to SSA, I remember our conversation on that!
by Monday the 30th of September. I need more time to review this. I understand. What kind of things qualify as good causes not to cooperate within the time ..Nothing, besides a flat out inability... but ironically, they will likely cut it when they can, if you don't respond or appeal, and then when your medical inability is over, you then must prove that you had such medical inability, to get the chance to again prove that you are not above the income limit... isn't enough time? As noted above, a real inability....... i.e. you are in the hospital, emergency, etc. Not that creativity can't change a mind, but it really IS a real reason, not a, "I'm trying to stall" reason. Although I completely understand the need to do so. SSR will not often be enough to pay the bill for us to buy privately, so it is truly messed up! Are you eligible for Medicare, age wise or with a disability finding?
So sorry for the stress you are going through. If you need more information, I am here, on and off through out the days ahead.
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