I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
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The FAASF option is only available if you are full retirement age or older, and your husband would have to first file for his own benefit.
You cannot use FAASF at the age of 62
So I would have to file for my reduced SS benefit at 62 or wait until I turn 66 in order to start drawing a benefit?
That is correct. If you want to draw at 62, you would take your own benefit. You could take the spousal benefit if it is larger, but you could not later on take your own benefit.
If you wait until age 66, then you can draw a spousal benefit and allow your own benefit to grow to age 70
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