How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask LawTalk Your Own Question

LawTalk
LawTalk, Attorney
Category: Social Security
Satisfied Customers: 27889
Experience:  I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
15277592
Type Your Social Security Question Here...
LawTalk is online now
A new question is answered every 9 seconds

need to apply for mediare not elgible for social security

Customer Question

need to apply for mediare not elgible for social security
Submitted: 11 months ago.
Category: Social Security
Expert:  LawTalk replied 11 months ago.

Good morning Jeri,

I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. In order to give you a clear and concise answer, I will need some additional information about the circumstances, please.

1. I'm not sure that I understand your situation. Why are you not eligible for social security? Are you not old enough, or do you not have enough quarter credits to meet the 40 credit minimum needed?
2. Why do you believe that you qualify for MediCare?

Doug

Customer: replied 11 months ago.


not enough quaters i recieve teacer retirment in texas

Expert:  LawTalk replied 11 months ago.
Hi Jeri,

Thanks for letting me know that. I need a bit more information, please.

How may quarters of social security credits do you have?
Do you not have medical coverage with your teacher's retirement package?

Doug
Customer: replied 11 months ago.

have 6 quarters i have trs insurance but have alway paid medicalre tax

Expert:  LawTalk replied 11 months ago.

Hi Jeri,

Thanks for the information.

There may be some confusion about what you were paying for when you worked as a teacher. You say that you always paid into MediCare---but that can’t be possible if you were a teacher and paying into your teacher's retirement plan. When paying into that plan, you pay no taxes for social security or for MediCare. Only if you hold a job that deducts social security taxes from you (FICA) would you have paid into MediCare. And because you didn't pay into MediCare or Social security for the required 40 quarters, you don't qualify for free MediCare Part A. However, you can buy it from the government if you want it.

Because you don't have enough quarter credits to qualify for free MediCare part A, you have the option to purchase it. As you have only 4 credits, your monthly premium to by MediCare Part A---which is for hospital coverage---will cost you $441 a month. You may buy Part B as well---for doctor visits---at about $100 per month.

If you are married, and your spouse is at least 62, and you are at least 65, you will qualify for free MediCare Part A on his earnings, and you can also get Part B---which everyone must pay for, for about $100 per month.

Please keep in mind that, even though you have already paid your deposit money over to JustAnswer, until you rate me highly for my service, I will not be paid for having assisted you with your questions.

If you have additional questions, you may of course reply back to me and I will be happy to continue to assist you further until your questions have been answered to your satisfaction.


I wish you the best in your future.

Doug

Customer: replied 11 months ago.

always patd fica tax

Expert:  LawTalk replied 11 months ago.

Hi Jeri,

I am confused by your statement that you always paid FICA---even while a teacher? If you truly paid FICA during your job as a teacher, then you would absolutely have many more quarters of social security credits than you claim to have.

It is not possible to pay for only MediCare, and FICA pays for your social security retirement and your Medicare. So if you always paid FICA, you would qualify for social security retirement and MediCare if you worked at least 10 years.

What you may be confusing is the terminology. When you pay into the teacher's retirement program, they call past of your payment a FICA Replacement Plan. This is money paid not to social security, but to your teacher's retirement plan and in return you are given medical coverage when you retire. I think that this is the FICA you were paying. But it was not paid into the social security system.

So, again, if you worked as a teacher most of your life and only have 6 quarter credits, if you want MediCare and are not married to someone who qualifies for MediCare themselves, then you will be obligated to pay for the MediCare plan if you want it---but it is available to you if you are willing to pay for it.

I understand that you may be disappointed by the Answer you received, as it was not particularly favorable to your situation. Had I been able to provide an Answer which might have given you a successful legal outcome, it would have been my pleasure to do so.

If you have additional questions, you may of course reply back to me and I will be happy to continue to assist you further until your questions have been answered to your satisfaction.

Kindly take a moment to rate my service to you based on the understanding of the law I provided. Please understand that I have no control over the how the law impacts your particular situation.

Thank you,

Doug

LawTalk, Attorney
Category: Social Security
Satisfied Customers: 27889
Experience: I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
LawTalk and other Social Security Specialists are ready to help you
Expert:  LawTalk replied 11 months ago.
Thank you for your positive rating of my service, Jeri. It has been my pleasure to assist you and I hope than you will ask for me on JustAnswer should a future need ever arise. I am generally available at least 6 days a week, and often 7, and it would be my privilege to assist you again in the future.

I welcome you to request my assistance in any future legal questions you may have, by simply placing my name in the first sentence of your new question.


Thanks again.

Doug

When you receive your Customer Satisfaction Survey from JustAnswer, please do rate me highly (9-10) there as well. It would be tremendously appreciated.

JustAnswer in the News:

 
 
 
Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.
 
 
 

What Customers are Saying:

 
 
 
  • I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response... T.G.W Matteson, IL
< Last | Next >
  • I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response... T.G.W Matteson, IL
  • I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight. Bonnie Chesnee, SC
  • Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation. John Minneapolis, MN
  • Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with. Orville Hesperia, California
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA
 
 
 

Meet The Experts:

 
 
 
  • dylatess

    ATTORNEY

    Satisfied Customers:

    3086
    35 plus years of SSD practice
< Last | Next >
  • http://ww2.justanswer.com/uploads/DY/Dylatess/2012-9-11_1968_BHBTemplePhoto.64x64.jpg dylatess's Avatar

    dylatess

    ATTORNEY

    Satisfied Customers:

    3086
    35 plus years of SSD practice
  • http://ww2.justanswer.com/uploads/MY/MyVirtualCPA/2012-7-5_44024_cookmegan1.64x64.jpg Megan C's Avatar

    Megan C

    Certified Public Accountant (CPA)

    Satisfied Customers:

    3247
    Licensed CPA, CMA, CFE M.Accy Also Teach Accounting courses at Master's Level
  • http://ww2.justanswer.com/uploads/LA/LawTalk/2012-6-6_17379_LawTalk.64x64.JPG LawTalk's Avatar

    LawTalk

    Attorney

    Satisfied Customers:

    1138
    I have 30 years of legal and litigation experience, including representing clients before the U.S. Social Security Administration.
  • http://ww2.justanswer.com/uploads/FA/fastfile/2011-12-15_23139_Klein2011small.64x64.jpg R. Klein, EA's Avatar

    R. Klein, EA

    Accountant

    Satisfied Customers:

    254
    Tax matters relating to Social Security Benefits only
  • http://ww2.justanswer.com/uploads/dkaplun/2009-05-17_173121_headshot_1_2.jpg Dimitry K., Esq.'s Avatar

    Dimitry K., Esq.

    Attorney

    Satisfied Customers:

    188
    Licensed in multiple jurisdictions, experienced business attorney.
  • http://ww2.justanswer.com/uploads/FL/FLAandNYLawyer/2012-1-27_14349_3Fotolia25855429M.64x64.jpg FiveStarLaw's Avatar

    FiveStarLaw

    Attorney

    Satisfied Customers:

    137
    25 years of experience helping people like you.
  • http://ww2.justanswer.com/uploads/CU/Cuttinggirl/2011-10-29_03719_wcrop2.64x64.jpg Wendy Reed's Avatar

    Wendy Reed

    Enrolled Agent

    Satisfied Customers:

    83
    15+ years assisting tax clients with taxation and eligibility of Social Security Benefits.