These numbers are not making sense to me. 75% of $1348 would be 1011, and there may be COLA applications (see below). But you indicate the disabled adult child is getting either $907 in DAC benefits (or $907 +$557 = $1464). When I say $1464, that would then be the AMOUNT determined based on father's PIA, because we don't get a combo amount (we don't get both total amounts), we get an amount based on the parent's work record. So we obviously pick the bigger one.
Now, the COLA impact since 2007 has been as follows:
January 2008 -- 2.3% = 31.004 = $1379.004
January 2009 -- 5.8% = 79.982 = $1458.986
January 2010 -- 0.0%
January 2011 -- 0.0%
January 2012 -- 3.6% = 52.524 = $1511.510
January 2013 -- 1.7% = 25.696 =$1537.206
$1537.206 * 75% = 1152.904
It would seem the TOTAL he could get would be $1152.904, instead of the $1464 you indicate. So, although I am am NOT a very good mathematician, and outsource all such needs to the accountant for both myself and my clients, I am not understanding these figures. Not really your question though! Just thoughts I'd mention it.
Now, aside from that, it is my understanding that one CAN stop taking a particular benefit. However, know that if one is doing so in the hopes that they can become eligible for a needs based program, generally, the needs-based program will consider all AVAILABLE income (including SSD/DAC benefits), whether you take it or not. This would include medicaid programs, state assistance programs, etc. So given that, it is usually not helpful to cancel a benefit.
I hope this helps! My goal is to provide you with excellent and accurate service – if you feel you have gotten anything less, please reply back, I am happy to address follow-up questions. Kindly rate me "excellent" when you are done. I look forward to assisting you in the future, should you have legal questions.
Stephanie, your online legal resource!