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There are lots of things that Medicare does not cover, so it is always good to have secondary form of coverage such as coverage through an employer or through a medicare advantage plan.
You should definitely keep Medicare, because it is very affordable coverage and if something ever happens with your plan you will be covered.
You may be better off finding a medicare advantage plan to go along with your Medicare B coverage.
You can search for what is available in your area by going to www.medicare.gov
Ok, thanks for the advise. I will do as you suggested - let me confirm, I will keep my primary BCBSTX medical insurance since "there are lots of things that Medicare does not cover" and also I will keep Medicare "if something ever happens with your plan you will be covered." I will also research the sites you mentioned for finding a medicare advantage plan to go along with my Medicare B coverage. For clarification, the medicare advantage plan would be a medical plan to replace the BCBSTX medical insurance I have through my husband's insurance, right?
Yes, if you find a Medicare advantage plan, that would replace your BCBS coverage
You should be able to find coverage for about half of what you are paying now, depending on where you live
Very good! Thanks for the excellent advise! My husband's employer needs an answer tomorrow. Do you think it is safe to just take coverage on him at this time and obtain a Medicare advantage plan right away for me. Do you think I would be able to opt out of the BCBSTX medical insurance later when I obtain a Medicare advantage plan if I don't opt out now during this open enrollment period?
You should be able to drop the health insurance as soon as you find another plan
THANKS!!! I'll give you the highest ratings!
Thank you so much. You have a great night