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Hello and welcome. My name isXXXXX am a Licensed practicing attorney and my goal is to provide you with excellent service today.
How old are you?
Any private disability insurance you have will not affect your eligibility for Social Security disability benefits
A widow can apply for a spousal benefit at the age of 60,
so you can apply for it and receive a private disability benefit,
I am 64yrs old.
Than you can apply for a widows benefit,
since you will be taking it before your full retirement age,
it would be reduced, by 10-15%
if you wait till full retirement age which would be 66, you would receive 100% of his benefit
If my employer disability benefit lasts 2yrs and they then tell me to transition to social security disability,can I still receive my husbands social security benefit?
you would only be able to receive one benefit,
you would not be able to have social security disability and a widows benefit,
But I can receive the employer disability and the widows benefit?
that is a private benefit,
not social security,
if you apply for disability and are awarded, that payment would replace social security,
and convert to regular social security when you reach full retirement afge
The link above is from the social security office, and states the same,
If you have any further questions please do not hesitate to ask.
If satisfied please provide us with positive feedback, thank you
I worked full time until 3/30/2013 and then received 80% of my salary(short term disability) since then so I have made more than $15,000 since 1/1/2013 - can I apply and receive widows social security benefit for last 3 months of 2013?
So - the $15,000 yearly earnings cap for social security recipients does not apply to me receiving widows benefits?