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Your wife could certainly do that, but her benefit won't be a full 1/2 of your benefit
Based on the figures you gave me, her benefit if she opted to do that would be more around the neighborhood of $932
this is because her benefit will always be reduced because she took social security early.
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If I get this right my wife can apply now and get her $506 a month until I retire at 66 then she can re-apply and get the $932 a month instead of the $506 a month. The only penalty is she would forfeit a few hundred dollars, "half of mine" because she originally filed early.
That is correct
Thank You Very Much! I think our Gov. SS Dept. needs to hire some real Americans to explain things correctly. I hate to sound that way but our Government is trying to be to P. C.
I will rate you as Excellent!
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