How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask dylatess Your Own Question
dylatess, ATTORNEY
Category: Social Security
Satisfied Customers: 5142
Experience:  37 plus years of SSD practice
Type Your Social Security Question Here...
dylatess is online now
A new question is answered every 9 seconds

I am applying for my SS benefits online. I am 69, turn 70

This answer was rated:

I am applying for my SS benefits online. I am 69, turn 70 on 12/21/43. I thought I was meant to apply now for maximum benefit. But, should I wait to complete this form after I turn 70?

Hello and and thank you for your question. For over 35 years, I have answered questions just like yours. And I look forward to assisting you.


You CAN apply now. And once you are approved, suspend your benefits which means that you will not get a check. Then, once you turn 70, restart your benefits so that you can get the maximum award.


Note, SSA will never give you a straight answer and their site is very confusing. And I am glad to came here.


Please rate my answer ok or better so that I am compensated for helping you.

Customer: replied 3 years ago.



But it seems to me least complicated if I just wait 3 months until I am 70, do you not agree? I do not lose benefits by doing so, correct?

Sure. You can wait as that would save a trip to the SSA to suspend your benefits. Whatever works best for you. I just wanted you to have the most complete information so you can then decide.


I wish you well. Thanks in advance for your kind rating.

dylatess and other Social Security Specialists are ready to help you

Related Social Security Questions