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I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
You cannot deploy FAASF until you are full retirement age. You cannot draw a spousal benefit early, and allow your own benefit to grow.
FAASF is not an application or form - it's a method by which some people take their benefits
FAASF works when you apply at full retirement age, draw a spousal benefit, then draw your own benefit at 70 when its the max
What does file as a spouse first mean anyway?
It means you file for your spousal benefit before your own benefit
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So FAASF benefit would not apply to me until I reach the age of 66, so my only other options at this time would be to take my social security at a reduced rate or wait until age 66 to get my benefits? Or are there any other options I should be considering?
Those are your only two current options, given your age.
Once you reach full retirement age, you can take your benefit in full or the spousal benefit and allow your own benefit to reach its max at age 70
Thanks for the information.
YOu're certainly welcome
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