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Ask Megan C Your Own Question
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 16559
Experience:  Licensed CPA, CMA, CFE, CGMA M.Accy Also Teach Accounting courses at Master's Level
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I am eligible to begin collecting social security survivor

This answer was rated:

I am eligible to begin collecting social security survivor benefits shortly when I turn 60
My question am I able to , at age 66 , switch over to my own social security benefit later as it would be higher and stop collecting the survivor benefit?

MyVirtualCPA :

I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.

MyVirtualCPA :

How are you today?

MyVirtualCPA :

The answer to your question is yes, you can change to your benefits at age 66. You could even wait until age 70 when they are at their maximum

MyVirtualCPA :

Survivor benefits allow you to continue to grow your own benefit

MyVirtualCPA :

Once you start your own benefit, your survivor benefits will go away.

MyVirtualCPA :

You can draw one or the other, but not both.

MyVirtualCPA :

Is there anything else I can assist you with today?

MyVirtualCPA :

If not, please rate my response as "excellent" so that I may receive credit for assisting you today

Megan C and other Social Security Specialists are ready to help you