I realize you have a question about social security. My goal is to provide you with excellent service, and help you better understand your options.
How are you today?
I hate to be the bearer of bad news, but with the figures you have given me, the wife would only have a social security benefit of $1,000 per year
Due to the government pension offset, the survivor benefit would be reduced by 2/3 of the teacher pension
So, if the teacher pension is $30,000 the social security benefit would be reduced by $20,000
If the social security benefit is $21,000 that means that $1,000 is left
Do you have any further questions?
I expected zero s/s benefit so approx. $1,000 better than nothing.