Ask Social Security Questions and Get Answers ASAP
you can apply for social security at anytime after age 62, the only issue is that at age 66, you would not face an early penalty, or earnings limit,
if you take benefits at age 65 your penalty would be limited, compared to if you had taken it at age 62, at 62, a 30% penalty would have been given to you,
at 65, a 8% penalty would be given,
at 66 no early penalty,
You can file online through the social security website.
If you have any further questions please do not hesitate to ask.
If satisfied please provide us with positive feedback.
That answers my question.