Ask a Social Security Question, Get an Answer ASAP!
My parents got their greencard before 1997, and my uncle was the sponsor who filed Affidavit of support before the law changed to be legally enforceable. They were living with him all that time and he was taking care of them all that time.... My dad will turn 65 soon, and my uncle informed him that once he turns 65, he'll need to move out and take care of himself since he would be eligible for senior benefits. My parents never worked, never made any money and never filed taxes. What kind of benefits would my dad be eligible for when he turns 65 to be able to rent a place, eat and get medical care?
Response: Your father should apply for Supplement Security Income ("SSI"). He does not have to have worked to be eligible. All he needs to show is that his a legal resident and he does not have any assets. He should also apply for Medi-Cal--this is Medicaid through the State of California. If he is approved, two years after he has been on Medicaid, he would automatically be eligible for Medicare. You should also look into Section 8 housing program for your father Click on the links below for more information:
Section 8 Housing Program:
When I tried the SSI website, there's calculators and they say that he doesn't get benefits because he didn't have income(no contributions) in the past. What am I missing? or better yet, since my dad doesn't have any assests or income, what's the maximum allowed to give to people in this situations? or is there a table where I can see this information?
When I tried the SSI website, there's calculators and they say that he doesn't get benefits because he didn't have income(no contributions) in the past. What am I missing? or better yet, since my dad doesn't have any assests or income, what's the maximum allowed to give to people in this situations? or is there a table where I can see this information? Response: SSI benefits are primarily for people that did not work and have not contributed to the Social Security system. SSI should not be confused with SSDI, which is disability benefit based on the claimant's earning history. For SSI payment amounts, click on the link below: http://www.socialsecurity.gov/OACT/COLA/SSI.html
Thank you very much
I need to understand something... How does the housing assistance work? Meaning they live in an area where rent is $1400... So can u give me a similar link showing how much to expect for rent assistance?
Response: This is one is a bit complicated. Generally, the amount of subsidy, the voucher, would depend on the area and the fair market rent. The government would usually pay 60% of the rent. See the links below for examples:
"Housing vouchers - how do they function? The housing choice voucher program places the choice of housing in the hands of the individual family. A very low-income family is selected by the PHA to participate is encouraged to consider several housing choices to secure the best housing for the family needs. A housing voucher holder is advised of the unit size for which it is eligible based on family size and composition.
The housing unit selected by the family must meet an acceptable level of health and safety before the PHA can approve the unit. When the voucher holder finds a unit that it wishes to occupy and reaches an agreement with the landlord over the lease terms, the PHA must inspect the dwelling and determine that the rent requested is reasonable.
The PHA determines a payment standard that is the amount generally needed to rent a moderately-priced dwelling unit in the local housing market and that is used to calculate the amount of housing assistance a family will receive. However the payment standard does not limit and does not affect the amount of rent a landlord may charge or the family may pay. A family which receives a housing voucher can select a unit with a rent that is below or above the payment standard. The housing voucher family must pay 30% of its monthly adjusted gross income for rent and utilities, and if the unit rent is greater than the payment standard the family is required to pay the additional amount. By law, whenever a family moves to a new unit where the rent exceeds the payment standard, the family may not pay more than 40 percent of its adjusted monthly income for rent.
The rent subsidy The PHA calculates the maximum amount of housing assistance allowable. The maximum housing assistance is generally the lesser of the payment standard minus 30% of the family's monthly adjusted income or the gross rent for the unit minus 30% of monthly adjusted income"