I realize you have a question about social security. My goal is to help you better understand your options.
How are you tonight?
To answer your question, no - you do not have to save money for your child.
This is not a requirement.
The requirement is that the funds are to be used for her benefit, and if they aren't used on current expenses then you can put it aside for later use
There is nothing to worry about if you use all this money for your child
Is there anything else I can assist you with?
If not, please rate as "excellent" so that I may receive credit for assisting you today
The benefit the we receive for our child goes into a common account that is used for all family expenses. Do we just answer we saved "0"?
Yes, you can answer that you saved 0
Chances are very good you spent more on your child between their portion of the housing expenses and food than you get every month
Great! Thank you!