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Good morning Julie, I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today. When a husband is taking his retirement benefit, and his wife is taking a spouse benefit on his lifetime earnings, and then the husband dies, the surviving wife automatically qualifies for a survivor benefit. The survivor benefit is 100% of the amount that the husband was receiving on his death. So, instead of getting a benefit of 50% or less than her husband, she will now get his full benefit which will be at least double her previous benefit. All she needs to do is notify social security of his death and ask for her survivor benefit. She will have to show a copy of the death certificate, and that is about all. You may reply back to me using the Continue the Conversation or Reply to Expert link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction. Please remember to rate my service to you when our communication is completed. I wish you the best in 2013, Doug
My mother is his ex-wife and her benefits (which were being taken based on his income) more than doubled after he died. She has automatic deposit for the SS checks. She never contacted the SS to notify them about anything, but I assume my step-mother (his wife at the time of his death did). I am not clear on your answer. First, would my mother (his ex-wife) also receive a death benefit? Is there a scenario where her benefits could have doubled when he died?
Ok, thank you.
So there is a survivor benefit and my mother is now receiving 100% of my father's benefit.
There is also a "death" benefit of $225 and she is not "eligible" for that.
If this is correct, please let me know. 2 other attorneys have not been able to answer this question! However, I am sure I was not clear. Thank you very much!
So there is a survivor benefit and my mother is now receiving 100% of my father's benefit. Yes.
There is also a "death" benefit of $225 and she is not "eligible" for that. Correct.
Thank you for your kind words. They are appreciated. Please keep in mind that until you rate me highly for my service, I will not be credited with helping you. Thanks again. Have a great day, Doug