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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 12440
Experience:  Licensed CPA, CMA, CFE M.Accy Also Teach Accounting courses at Master's Level
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My Ex-husband just told me that I can collect on his social

Resolved Question:

My Ex-husband just told me that I can collect on his social security. We were married for 20 years and raised 5 children so I am hoping he is right. How would I find out what I need to file?
Thank you,
Susan
Submitted: 12 months ago.
Category: Social Security
Expert:  Megan C replied 12 months ago.

MyVirtualCPA :

I realize you have a question about social security. My goal is to help you better understand your options.

MyVirtualCPA :

How are you today?

MyVirtualCPA :

First off, how old are you and did you remarry before the age of 60?

MyVirtualCPA :

If you remarried before the age of 60 and are still married, then you cannot draw the benefit off your ex spouse's record

MyVirtualCPA :

But you can if that marriage ends

Customer:

Hello I am 55 and I married him about 23 years ago. We divorced in 2011 and I am not re-married.

MyVirtualCPA :

You are not eligible to draw anything until you are 62

MyVirtualCPA :

At that point, your benefit would be 35% of his benefit. If you wait until your full retirement age, then you get a full 50% of his benefit

Customer:

Ok how do I go about doing that and what is my full retirement age? I just started back to work at 55 because I stayed home to raise children for 18 years.

MyVirtualCPA :

Your full retirement age is 67

Customer:

Wow more than ten years. Do you know how I apply for that

MyVirtualCPA :

You can call 1-800-772-1213 or visit your local social security office

Customer:

Do I contact my local office at that time or can I access forms on-line?

MyVirtualCPA :

You can access the forms online if you like

MyVirtualCPA :

It's right on the front page of www.ssa.gov

Customer:

Thank you very much

Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 12440
Experience: Licensed CPA, CMA, CFE M.Accy Also Teach Accounting courses at Master's Level
Megan C and other Social Security Specialists are ready to help you
Expert:  Megan C replied 12 months ago.
Thank you, Susan for your positive rating. Please come back and visit MyVirtualCPA for any of your tax, finance, or social security needs. It was a pleasure working with you today.
Customer: replied 11 months ago.

I am not sure if I qualify for part of my Ex's retirement when he is 67 or when I turn 67.

Expert:  Megan C replied 11 months ago.
You qualify based on your age, not your ex's age.

Please let me know if you need anything additional. If not, please rate as "excellent" so that I may receive credit for assisting you today

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