I realize you have a question about social security. My goal is to help you better understand your options.
How are you today?
As you are the divorced spouse, you would qualify for the spousal benefit when YOU turn 62, regardless of when your spouse reaches retirement age.
This differs from spousal benefits, where you are not eligible until your spouse draws benefits
Do you have any further questions?
Would this be social security benefit or disability benefit?
Regular social security benefit
How can I find out what that benefit would be?
You would call 1-800-772-1213 or visit your local office
Ok, just making sure I understand....I could apply to receive my ex's social security benefit even though he is not yet 62?
Yes, you can
Would this amount be much less because we are not 66?
Yes, it would be 35% of his benefit as opposed to 50%
Would this amount change when I am 66?
No, you are forever locked on the lower amount
If I find out what he receives right now monthly in disability payments, would zi be able to assume it would be 35% of that amount?
It would be roughly that amount
it might be slightly higher, but not much
So the amount I would receive if I were 66 would never be higher than 50% of his benefit?
Just slightly - maybe $25-$50
Retirement benefits are higher than disability benefits
But only by 25 or 50 dollars per month?
Yes - not much
I would be receiving retirement benefits....not disability benefits, if I apply?
Thank you very much. This has been helpful. Have a great day!
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Thanks. You have a great night