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Megan C
Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 12146
Experience:  Licensed CPA, CMA, CFE M.Accy Also Teach Accounting courses at Master's Level
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Someone just told my husband that I can also, as his wife,

Resolved Question:

Someone just told my husband that I can also, as his wife, get up to half of his monthly benefit payment. Is that true? I do NOT collect social security, and have Medicare under him. He is 73 and I am 71.
Submitted: 11 months ago.
Category: Social Security
Expert:  Megan C replied 11 months ago.

MyVirtualCPA :

I realize you have a question about social security. My goal is to help you better understand your options.

MyVirtualCPA :

How are you today?

Customer:

fine.

MyVirtualCPA :

Yes, what you heard is true - you can get a benefit of up to 1/2 of your husband's benefit. Now, since you are over full retirement age, this benefit is equal to 1/2 of what he is drawing.

Customer:

So how do I do that? Go to a local SS office and apply?

MyVirtualCPA :

However, the farthest back you can go is 6 months so you can get a benefit of 6 months to start

MyVirtualCPA :

Yes, you would simply go to the social security office and apply. Tell them you want benefits retroactive for 6 months - you will get a 6 month lump sum payment, and then receive a check equal to 1/2 of his check.

Customer:

And can I apply on line or do I have to go to a SS office?

MyVirtualCPA :

You can apply online if you want - although if you want retroactive benefits I would suggest calling 1-800-772-1213 or visiting your local office

Customer:

I will try calling tomorrow. The closest office is 70 miles away, 140 round trip!

MyVirtualCPA :

Oh wow...I'd definitely call too!

Customer:

Thanks!

Megan C, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 12146
Experience: Licensed CPA, CMA, CFE M.Accy Also Teach Accounting courses at Master's Level
Megan C and 2 other Social Security Specialists are ready to help you
Expert:  Megan C replied 11 months ago.
Thanks, Sanna for your question tonight. If you need anything additional, please come back here and ask any follow up question you may have. It was a pleasure working with you today. Also, think of me next time you have a tax, finance, or social security question. Have a great night!

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