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I realize you have a question about social security. My goal is to help you better understand your options.
How are you today?
I hate to be the bearer of bad news, but your wife's pension from Canada will limit the amount of social security benefits she draws based on your earnings record
Your wife will qualify for medicare at age 65 based on your earnings record
She would be able to get a benefit of approximately $1,200 per month, but that amount would be reduced by 2/3 of the amount of her pension
When you pass away, she is eligible for up to $2,400 of your benefit- but again, any benefit she receives would be reduced by 2/3 of whatever her pension is from her Canadian work.
Is there anything else I can assist you with today?
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