Ask a Social Security Question, Get an Answer ASAP!
I realize you have a question about social security. My goal is to help you better understand your options.
Your benefit would be reduced, since you drew your social security benefit early
They would calculate your benefit by taking 1/2 of your husband's benefit, and subtract out what your benefit would have been had you retired at full retirement age
and take that amount, and add it to what you are currently drawing.
So, if half your husband's benefit is $1,200 and your full retirement age benefit is $1,000 and you are drawing $750 because you drew early,
you will take $1,200 - $1,000 = $200 and add $200 to $750. Your benefit would be $950, not $1,200