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This question is about collecting UI benefits and SS retirement

 

Customer Question

This question is about collecting UI benefits and SS retirement benefits at the same time.

I am 65 years old. I have been on UI for about a year, and was being questioned about my eligibiity for an extension. I guessed that they would not approve the extension, and applied for SS retirement benefits on June 14th, to begin in July.

Subsequently, CA EDD approved my extension for another 5 months or so. I would like to look for work, but do not expect to get a job.

What do I do? Can I collect both UI and SS at the same time? Will either benefit amount be reduced because of the other (e.g. less SS because of UI benefits). Should I cancel my SS application and wait until my UI runs out?

Not sure what to do at this point to maximize my benefits and to comply will all regulations.

 

Optional Information:
State/Country relating to question: California

Submitted: 326 days and 4 hours ago.
Category: Social Security
Value: $59
Status: CLOSED
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Expert:  JudgeLaw replied326 days and 4 hours ago.

Thank you for using Just Answer. If you require clarification, please feel free to post a follow up question.

A person who has lost his job might be initially eligible for benefits, but then choose to retire. In such a case, a person can receive benefits for the maximum amount of time ,( a California retiree could receive benefits for a maximum of 99 weeks), so long as he continues looking for a job. If the search is fruitless, he may choose to retire, as which point he would have to stop receiving benefits.

Customer replied326 days and 4 hours ago.

This does not really answer my primary questions.


Can i receive both UI and SS benefits at the same time?


Would my SS benefit amount be reduced by the amount that I receive from UI, since I am below full-retirement age (66) and my monthly benefit would exceed that amount that I may earn (~$1300) without reduction of SS benefit. Would UI payments be considered earnings?

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Expert:  Iggy1001 replied326 days and 3 hours ago.

Hello.

No, unemployment is not considered earnings under Social Security, so your unemployment benefits will not reduce your Social Security benefits.

Customer replied326 days and 3 hours ago.

just to clarify, Can i receive both CA EDD UI benefits and SS benefits at the same time?

Accepted Answer

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Expert:  Iggy1001 replied326 days and 3 hours ago.

Yes, you can receive both California EDD UI benefits and SS benefits at the same time.

Expert Type
Category: Social Security
Pos. Feedback: n/a
Accepts: 0
Answered: 7/2/2012

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