Hello. My specialty is focusing on YOUR Financial needs. Financial Planner/Business Owner for 20 years. CPA,PFS,QFP,GMMA.
Clearly she was entitled to the April 3rd check that was for March.
Social Security benefits are not payable for the month in which a beneficiary dies. This applies whether the person dies on the first or the last day of the month. This provision has been in the law since 1939 and can be changed only by an amendment to the Social Security Act. The legislative history of this provision does not show why benefits are not payable for the month of death. However, the provision complements the provision of the law that allows us to pay survivors benefits for the entire month of death.
Therefore the payment on May 3rd for the Month of April is "not earned" and should have been returned.
Now that I have taken care of your questions please allow me to express my condolences.
I'm sorry to hear of your wife's passing. I know this can be a tough and lonely time.
Hopefully she did not suffer. Try to remember that she's ok. it's you that is feeling the pain of her loss.
Hang in there.
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