Scottish Law Questions? Ask a Scots Lawyer
There is no difficulty with the loan. A loan agreement can be an informal document and you can agree what system of law governs it. As far as the security over your house is concerned, the document has to be drawn up properly and in accordance with property law and registered in the Land Register by a solicitor. If that doesn't happen there is no valid security. Happy to discuss further.
No, I can't think why it would unless you have any specific concern?
If the loan agreement is between her and you, where the money comes from isn't your concern. That would be a matter between her and her company. Her company isn't loaning you the money.
On paper is what is relevant. The loan agreement is between you and her.
Yes, there is no contract between you and the company.
A transfer of funds.
They can say what they like but that's nothing to do with the agreement you have with the individual. You have no contract with the company.
If you are concerned about this, refuse to accept the funds unless they are sent via her personal bank account. I don't think there's a problem but do that if you want peace of mind.
You could offer a personal bond but if I was the lender I would insist on a security. The cost is only about £400 plus VAT plus £60 to the Land Refister so it's not expensive when you consort the amount of the loan.
A solicitor can draft a personal bond. Either solicitor can deal with the registration but the borrower usually pays.