Saturn Repair Problems? Ask a Mechanic for Answers ASAP
OK, doube check that but if that is the case the chain has broken.
At this pont I don't know how much you want to put into this car. The chain can be replaced in car but you probably have valve damage so rebuilding this one is not a cost effective option. For this vehicle you can use a '94 - '96 engine and it bolts right in, the '97 and '98 would need the head swapped and you do not have a good head so stick with the 94 or 95 if you can.
Car-part.com is a good place to find used engines, one for this car is about $400 and it would take 6.5 hours to swap it over.
Please let me know how I can help