I think what is worrying my girlfriend, is that everytime I have rattled my ex's cage so to speak, there has been retribution. My ex wife is very vendictive. My girlfriend is a teacher and the mother of an autistic child. Several phone calls have been made to my girlfriend's school (place of employment) and the caller will not identify themselves and they block their number by dialing *67 in front of the number being dialed. I think Sherry (girlfriend) was afraid that if I have a strongly worded letter sent to my ex wife concerning being late on the mortgage that yet another phone call would be made to the school. She probably also wonders how many phone calls before the administration decides it just really isn't worth this headache any longer and does not renew her contract. I did see a lawyer, and basically...just being a few days late...up to 30 but no later, never 60 never 90, then she is not in contempt. Nothing can be done at this point! So if she were to get a strongly worded letter, she would probably ask her lawyer "What's This"? To which he would reply..."You're not in contempt" Well why am I getting this? Because you're making him uncomfortable. Oh? Well let me be late every month then! So right now...it is best to let sleeping dogs sleep! Until she becomes at least 90 days late.