Hi! I'll be glad to be of help with this issue.
It is really bad. I can imagine how frustrating this situation must be for you. You are clearly a level headed and responsible person. And he's not, at least in this important area.
I am not an attorney, so I can't address what the exact legal liability he put you in if he were to get into an accident. But it's certainly not a responsible or considerate or caring way to behave.
Again, I don't know all his good points that make you stay with him. And maybe this is an unusual type of behavior for him. But from how you phrased it, it seems it's not so unusual for him. And it's certainly a big thing.
You have a right to be very frustrated and to be very much wondering if this is a good relationship for you long term if that type of behavior is a part of who he is.
Okay, I wish you the very best!
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