Real Estate Law
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Was she not maintaining the house or paying taxes on it?
The town doesn't just come in and foreclose on a house that no one is living in unless there are delinquent taxes or it is overgrown and the city has to come mow and clear it and then place a lien on it.
Did she try to refinance the mortgage into her name only?
Ok, that makes more sense now.. The city came out and mowed and filed a lien on it and is now foreclosing on that lien and for the delinquent taxes.
If the loan is in the ex's name, then the lender can't talk to girlfriend due to confidentiality reasons.
And unfortunately, he has no legal duty to help her with anything once they are divorced unless it is in the order.
She owns the house solely so she could go to her bank and see about taking out a new loan to pay off the existing one so it is in her name only.
But there is nothing that would prevent her from contacting the city and paying off whatever lien they have on it to stop any foreclosure sale. It is the city that is foreclosing, not the bank with the mortgage.
Then she could sell the property herself if she can't get a loan in her name to pay it off or can't continue to make the mortgage payments on the existing loan.