Real Estate Law
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If the homeowner has signed a new lease with you, but the HOA wants to terminate the lease, the homeowner is the one that needs to file lawsuit against the HOA for interfering in her relationship with you. The HOA cannot terminate your lease because your credit score dropped. There is no provision in the law for that kind of thing being used to kick a Tenant out who is complying with the terms of her lease and paying the rent. In any event, you cannot be forced out without a Court Order no matter what the HOA says.