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Barrister
Barrister, Lawyer
Category: Real Estate Law
Satisfied Customers: 33713
Experience:  15 years real estate, Realtor. Landlord 26 years
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I need a deed to remove my co signer from my mortgage, El

Customer Question

I need a deed to remove my co signer from my mortgage
JA: Because real estate law varies from place to place, can you tell me what state this is in?
Customer: El Paso Texas
JA: Has any paperwork been filed?
Customer: Like what
JA: Anything else you want the lawyer to know before I connect you?
Customer: I am trying to refinance my home
Submitted: 24 days ago.
Category: Real Estate Law
Expert:  Barrister replied 24 days ago.

Hello and welcome! My name is ***** ***** I am a licensed attorney who will try my very best to help with your situation or get you to someone who can. There may be a slight delay in my responses as I research statutes or ordinances and type out an answer or reply, but rest assured, I am working on your question.

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I need a deed to remove my co signer from my mortgage

.

The deed doesn't have anything to do with the mortgage. A deed shows who owns the property. A mortgage shows who has to pay for it.

.

So deeding the property into your name or out of your name has no effect on the mortgage as only the bank can add or release someone from the liability of the mortgage.

.

But if you are wanting to remove someone from the deed so that you are the sole owner and can then refinance, any local real estate attorney or closing/title company can prepare a new deed from the other person over to you. A closing or title company will be cheaper and faster and can help with getting it executed and recorded for you as well.

.

.

thanks

Barrister

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