JA: Hi. What is your issue regarding?
Customer: I did not find out until I was divorced that papers I signed while my husband and I were married added my name to the mortgage
. When I asked the person witnessing the signing, "Why do I have to sign these?" He replied, "Because you are married and live in the same house." I thought I was signing something that gave me protection in the event that something happened to my then husband. I was never added to the title to the house at this time. Now, I am responsible for 1.4 million in real estate
debt that I could have never qualified for on the little amount that I earn. My ex husband said, "You had to be on the note because we filed taxes together." I know that this is not true. He was supposed to refinance on his own, but he is saying that he cannot qualify on his own. In the hearing, the judge said he would have to sell the house if he could not refinance it on his own. I'm going to have to file a "Motion to Compel" to get him to do anything.
JA: Because real estate law varies from place to place, can you tell me what state this is in?
JA: Has any paperwork been filed?
JA: Anything else you want the lawyer to know before I connect you?
Customer: I am supposed to refinance a house in Arizona that my ex husband was supposed to add me to the title in February 2016. He has not added me to the title because he says they will call his note and he will have to refinance it to add me to the note. If I am not able to refinance that house on my own after Nov 2017, he has the option to put it up for sale. I will not have a leg to stand on. If he does not remove me from the 1.4 million in real estate debt, I will not be able to refinance the house.