Real Estate Law
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So, just so I understand, you are buying the mobile home, but the previous owner has a lien filed against her from wells fargo bank?
If that is the case, did you do a property lien search on the mobile home before purchasing? Did you actually obtain title on the mobile home when it was transferred?
If you failed to check whether the mobile home was subject to a lien, then unfortunately, the bank as priority over you in getting the lien satisfied. They can force the sale of the mobile home, or require you to satisfy it. What you should do is speak to the previous owner about not disclosing that there was a lien against the mobile home. Perhaps you can agree that instead of you paying her the remaining 11 months, you would pay the bank the remaining amount (hopefully paying off the remainder of the lien). Otherwise, you would have to pay the lien to make sure that the mobile home isn't taken by the bank, and then sue the previous owner for not disclosing to you that there was a lien on the property.