Real Estate Law
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Do you have any equity in your home?
How old is the debt?
Did they sue you and get a judgment for the $8K?
Ok, then you can contact Discover's loss mitigation department and tell them that you would like to see if you can settle this debt to avoid filing bankruptcy to discharge this and some other debts. They know that if you filed BK, they get nothing, so that is good leverage for you to try to get them to negotiate down and accept a lesser amount.
If the judgment is 6 years old and they haven't moved to try and collect on it otherwise, then they likely don't want to spend much pursuing this small of an amount so may be open to a thousand or two to settle it..