Real Estate Law
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Hello. My name is Alex.Thank you for your question.I will be happy to provide you with information you are seeking for educational purposes only.
I cannot comment on your specific case, but generally, there is no statute of limitations that would apply to foreclosure that only seeks to foreclose on the collateral (the house) and does not seek personal deficiency judgment against the borrower, so the new mortgage holder can start / re-open foreclosure at any time.
I am very sorry to provide you with this bad news, but please understand that I do have professional obligation to provide JustAnswer.com customers with correct answers, even when answer is not favorable to the customer.
I wish you the best of luck and God bless you!
I am a Florida licensed attorney with many years in real estate law and foreclosure law.
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Please let me further clarify my answer for you.
No. Generally, the court will not remove the mortgage lien from the title of the house, regardless of how long the mortgage payments have not been paid and/or demanded, until and unless the original mortgage amount, plus any delinquent fees, costs, interest, etc...as court deems appropriate is paid off by the home owner who is subject to the delinquent mortgage agreement.
I wish you the best of luck!
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