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Maverick
Maverick, Lawyer
Category: Real Estate Law
Satisfied Customers: 5767
Experience:  20 years professional experience
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I have decent credit (650+) but have several tax liens for

Customer Question

Hello. I have decent credit (650+) but have several tax liens for which I've worked out a payment plan. I make good income but do not have enough for a down payment to buy a house. My brother has great credit (800+) with no tax liens. If we buy a house together to piggyback off his credit, would the IRS put a lien on the home despite my brother as the main borrower? If so, what if we both had the loan but placed the title under my brother's name? I don't want him to get hit with a lien on his perfect credit. Thank you.
JA: Because real estate law varies from place to place, can you tell me what state this is in?
Customer: CA
JA: Has anything been filed or reported?
Customer: with regards ***** *****?
JA: Anything else you want the lawyer to know before I connect you?
Customer: no
Submitted: 2 months ago.
Category: Real Estate Law
Expert:  Maverick replied 2 months ago.

Welcome! My name is***** give me a few minutes to analyze and/or research your inquiry and I will be back.

Expert:  Maverick replied 2 months ago.

Yes, if your name is ***** ***** title, then the IRS lien will attach to that home irrespective of which names are ***** ***** loan. But, if only your brother's name is ***** ***** title, then it a tax lien will not attach to the home; once again, irrespective of whose names are ***** ***** loan papers.

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