Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
I'm a California lawyer. Why is it that you have had difficulties getting a lawyer to look at your case?
I understand, thanks.
To stop a foreclosure sale based upon a deed of trust, you must:
1. File a civil action alleging that:
a. your deed of trust is defective;
b. the deed of trust was not assigned to the beneficiary who has commenced the foreclosure;
c. the person who has commenced the foreclosure is not the true beneficiary of the deed of trust.
2. File Chapter 13 bankruptcy, and show that your loan is totally unsecured from the property. This requires that you have at least two loans, and that the senior/1st loan has a higher unpaid balance than the fair market value of the property.
That's really all of the options. I don't know anything about your case, so all I can provide you with are the generalities. Does any of this help you better understand your circumstances?
P.S. Please don't shoot the messenger. I'm really trying to help