Real Estate Law
Have Real Estate Law Questions? Ask a Real Estate Lawyer.
Welcome to Just Answer! My name is Maverick. (Here) is my profile. Please give me a few minutes to review, analyze and/or research your inquiry and I will be back. Thank you for your patience.
You must give the LL notice of the problem and allow for the LL a reasonable time to do mold remediation. As a NJ tenant you are legally entitled to rental property that meets basic health and safety standards. If a LL still does not fix the problem, then you may have the right to withhold rent until repairs are made, or the right to repair it through your own contractor and deduct the cost from your rent.
Also check for what your lease states on these issues.
Note: Most follow-up questions are answered with in the hour; however, if I am not signed on, please allow up to 24 hours. If we are done, please assign a feedback rating so Just Answer will compensate me. Thank you.
Neither you nor the LL is responsible for damage caused from "Acts of God". However, once such an act occurs then you would have a duty to notify the LL of black mold so that he can hire someone to fix that issue with in reasonable amount of time. If he fails then in NY you would have the same two remedies I discussed earlier.
Your rent insurance may cover this loss as it relates to your personal belongings. Not for the mold issue. Whether or not there is such coverage would depending on the terms written in your policy; but it should cover acts of God. You would not be responsible for the mold here.