Good afternoon Tonya,
I'm Doug, and I'm sorry to hear of the confusion. My goal is to provide you with excellent service today.
Under FL law, if you buy a foreclosed property from the HOA, all the other liens on the property are still valid and encumber the title of the property. This would include mortgages, as well as liens by creditors---including the hospital bill.
A Guardian Ad Litem is a person appointed by the court to represent an incompetent person such as a child or a disabled, incompetent adult.
In other words, be careful about buying a property in an HOA foreclosure as you are also stuck with a property that has all the other liens attached to it that you have to deal with. Ant those other lienholders can then foreclose against you at any time once you own the property.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
I hope that I have been able to fully answer your question. As I am not an employee of JustAnswer, please be so kind as to rate my service to you. That is the only way I am compensated for assisting you. Thank you in advance.
I wish you and yours the best in 2016,