Real Estate Law
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There is no set period of time that a landlord is required to wait. So, if rent is a day late, it is possible for a lock out to occur. However, this is usually not done until rent is a month or more late. Also, the landlord must follow a specific procedure of posting notice to you, etc. Here's a goo link you can read: http://www.sterlingeducation.com/the-sterling-blog/bid/63466/Texas-Lockouts-Do-Them-Right-and-Avoid-a-Tenant-Tangle
Thus, this could happen any time......but you'd be entitled to notice of the lock-out and you'd have the right to re-access your rental space after settling up with the landlord.
As for working out a deal, that all depends on the landlord and whether he/she is willing to reach a resolution that doesn't involve an eviction.
Since you're personally liable for the lease/debt, you should certain consider reaching out to the landlord as soon as you can to ensure that you don't have any issues that will affect you personally.
Please let me know if you need anything further. Thanks!