Real Estate Law
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The civil statute of limitations (SOL) for NY for attorney malpractice is 3 years. The SOL for suing the seller under a breach of contract claim is 6 years in NY.
So unfortunately it would be well past the time that you could sue either attorney or the seller unless you could convince the judge that the SOL should be "tolled" based on the fact that you had no reason to review the title until you started the refinance process.
With that said, your recourse here is to file a "quiet title" lawsuit against the holder of the mortgage to have a judge declare it void and dissolve any lien as long as it has been paid off.