Real Estate Law
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Hi - my name is ***** ***** I'll be glad to assist.
The first thing you need to do is get the taxes paid to prevent a tax deed from being issued to one of these purchasers at the tax sale....if that happens, you could lose your ownership interest in the property.
As for the loan, it could be fraud if your spouse forged your signature.....but if he borrowed the money in his name alone or if the properties are in a company (like an LLC), then he could have signed for the company if he's the manager, etc.
It's not fraud that the taxes weren't paid....and it is not fraud if your spouse borrowed money in his name alone, pledging the property as collateral. However, if he did this and the loan was only to him, and you didn't sign anything as an owner of the property, then the bank's lien should only attach to his 1/2 of the property --- and yours should not be encumbered.
The only time you'd have an issue of fraud is if he forged your name........
As far as stopping all of this, the only real way to do that would be to file chapter 13 bankruptcy and work out a payment plan that would allow you to resolve these debts over time without losing your assets.
Please let me know if you have any additional questions. Also, please take time to positively rate our conversation so I may receive credit for assisting. Thanks again!